If you are thinking about purchasing a home, you may want to start the process by obtaining a copy of your credit report. Go to AnnualCreditReport.com. and request a free copy. It’s important that you correct any errors on the report before you start the mortgage process.

To find out more about credit, credit reports and scores, repairing credit scores, and protecting against credit fraud and identify theft you may want to visit the following government web pages:

The federal government has many web pages that provide useful information about credit topics. For more information, visit www.consumer.ftc.gov/articles/0155-free-credit-reports or www.consumerfinance.gov/learnmore/

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